Built for wealth advisory
Every relationshiphas a next chapter.
Governed AI and Memory
for Wealth Advisors
Relationships. Planning. Daily work.
Human relationships. Persistent knowledge. Governance built in.
01 Remember
The governed memory layer.
02 Meet
Free your people to be present.
The best advice happens in conversation, not in a ticket queue. Mudanza captures any meeting — Zoom, Teams, phone, across a table — and turns it into action items, an updated record and a follow-up draft while your advisor keeps looking the client in the eye.
- Goal added: second home, spring 2027
- Liquidity check before the down payment
- Follow-up drafted · waits for your approval
03 Plan
Move the lever. Watch a life move with it.
Goals, cash flow and estate modeling live inside the client record, not in a tool you open once a year. Run what-ifs together, at the table. And when a number is missing, the engine says so and publishes its own sensitivity instead of guessing the client's.
Probability fanSample data · illustrative model
69%Probability of success
On this sample, each additional working year moves the probability by about +4.5 pts. That is the engine's sensitivity — a number it can show its work for.
04 Protect
Every action, chained. Every draft, waiting for a person.
Every action is logged with IP, device and timestamp, sealed with a SHA-256 checksum and chained to the one before it. Focus AI drafts and proposes; a person approves. Every AI call passes a compliance gate before anything leaves the firm — and lands in a ledger after.
- Hash-chained audit ledger
- Document access tracked
- Exports flagged as sensitive
- Model Router with compliance gate
- Policy, training & risk register
- SEC exam prep & vendor due diligence
05 Compound
Every conversation adds dimension.
The first meeting gives you an outline. Conversations, decisions, and follow-ups add substance. Over time, the client wiki becomes a fuller picture of the person you serve.
More context for the next conversation. More room to be present.
Illustrative relationship · Drag to rotate
One line, the whole firm
Everyone on the same line.
Advisors
Meeting prep, a living record, and a plan that moves at the table.
Compliance
A chained ledger, review workflows, exam prep — quiet infrastructure.
Operations
Account opening, custodian sync, billing and documents in one place.
Firm admins
Roles, permissions, branding and firm-wide analytics.
Clients
A calm portal: documents, signatures, goals, and a direct line to their advisor.
The company
About Mudanza
Mudanza is an early-stage advisory platform and governed memory layer for wealth management. Our direction connects one living client record with planning, daily workflows, and AI that remains accountable to people. Built on Azure, with firm-level access boundaries, source context, and a record of the work. We distinguish what is available today from what is still being designed.
The co-founders
Scott Jones
Co-founder
Scott founded and scaled Triple Crossing into a nationally recognized beer brand, and built the operating systems underneath it: the tools that carried execution, growth and decision-making. He now builds tailored operating systems for other business owners, with a technical foundation in accounting and wealth management and hands-on experience in AI orchestration and architecture.
Brant Jones
Co-founder
Brant brings more than a decade of capital markets and wealth management experience — from the trading desk at Thompson Davis & Co. in Richmond, Virginia, executing equity order flow for buy-side institutions, to Partner and financial advisor today. He is a CERTIFIED FINANCIAL PLANNER™ professional, the firm’s Registered Options Principal and Municipal Securities Principal, and holds FINRA Series 4, 7, 24, 52, 53, 55 and 66 registrations, with degrees in Finance and Real Estate from Longwood University.
Michael Rawls
Co-founder
Michael has spent 15 years in wealth management. After learning the business inside a large national firm, he co-founded Lumos Wealth, the boutique RIA in Richmond, Virginia he leads as CEO. The through-line is the client experience: less time lost to paperwork and process, more time in the conversations that actually move the needle.
Kevin McQueen
Co-founder
Kevin has spent more than 35 years in technology consulting. He helped grow CapTech from a four-person Richmond firm into a nationally recognized consultancy of more than 1,100 consultants across eight offices serving Fortune 500 clients, and was its CEO for over ten years. Today he advises and invests in startups, bringing business and technology strategy, executive coaching and succession planning to small and mid-sized businesses.
Zar Toolan
Co-founder
With a career spanning capital markets, engineering and enterprise leadership, Zar has led Fortune 500 organizations through large-scale platform modernization and AI-powered transformation. He was Chief Data & AI Officer and Head of Wealth Platforms at Edward Jones and spent 13 years in executive roles at Wells Fargo, most recently as Managing Director and Head of Advice & Guidance. He holds a BS in Mechanical Engineering from Columbia University and an MBA in Finance from the College of William & Mary.
BUILD WITH US
Help carry the story forward.
Explore early roles in engineering, design, and customer experience.
A move back toward human advice
Make the move.
Clear operational drag so your people can spend more time with clients. Not a CRM — a live operating environment. Book a walkthrough and we'll show you Mudanza on one of your real workflows.